We have endeavored to offer current information while preparing this site. In spite of our best efforts, errors can occur and since relevant laws and regulations change very often, the information on this site may be neither current nor accurate. Visitors to this site as well as users of this site must understand that the information contained on this site is solely intended to provide general guidance on matters of interest. Nothing on this site constitutes professional advice, nor does any information on this site constitute a comprehensive or complete statement of the issues discussed. Users of this site shall not take or omit to take any actions by placing reliance upon the information contained on this site. All users should obtain specific professional advice on all matters. Raviraj IT will not be responsible or liable for any loss, whatsoever, that may arise resulting from reliance on any information contained on this site or in respect of any information on any other sites to which this site may be linked. None of the above shall be taken to exclude liability for fraud or negligence causing death or personal injury. This site and all the information and all graphic representations or images are the property of Raviraj IT No part of the text, any graphics or images on this site may be reproduced or transmitted in any form or by any means, electronic, mechanical or otherwise, including by photocopying, facsimile transmission, recording, re-keying or using any information storage and retrieval system without prior written permission from Raviraj IT.